PROTECT VALUE.
EMBED RESILIENCE.
SCALE WITH CERTAINTY.
Fractional Chief Risk Officer (CRO) advisory, regulatory gap assessments, and governance frameworks aligned to the Three Lines Model — delivered on a predictable retainer without the overhead of an executive hire.
The Scale-Up Dilemma: Full-Time CRO vs. Regulatory Blindspots
Why high-growth firms struggle with risk governance before Series B — and how fractional CRO leadership unlocks institutional confidence.
EXPLORE CORE PILLARSThe Full-Time Executive Cost Barrier
Hiring a seasoned Chief Risk Officer costs upwards of £200k/year plus equity and benefits — a heavy commitment before Series B scale.
RMaaS provides fractional CRO leadership on a predictable monthly retainer, scaling alongside your risk profile and regulatory milestones.
The Danger of DIY / Fragmented Risk Management
Leaving risk governance to operational leaders or junior compliance staff leads to policy blindspots, audit panic, and investor due-diligence red flags.
Institutional-grade frameworks designed around the Three Lines Model, embedding proactive horizon scanning, risk appetite statements, and board-ready reporting.
Investor & Regulatory Scrutiny
FinTech and enterprise buyers demand demonstrable governance, operational resilience, and robust supplier risk frameworks before signing contracts.
Audit-ready Target Operating Models (TOM), third-party risk assessments, and executive committee assurance that accelerate funding rounds and enterprise sales.
FOUR PILLARS OF RISK LEADERSHIP
Institutional governance frameworks engineered for rapid scaling, stakeholder trust, and regulatory resilience.
Risk Governance & Three Lines Model
We design, implement, and embed risk governance frameworks aligned with the globally recognized Three Lines Model, clarifying operational ownership, oversight, and independent assurance.
- Enterprise Risk Management (ERM) Framework
- Risk Appetite Statements & Key Risk Indicators (KRIs)
- Risk & Control Self-Assessment (RCSA) Blueprints
Regulatory Horizon Scanning & Gap Analysis
Continuous analysis of emerging regulatory shifts across UK/EU frameworks (FCA, UK GDPR, DORA, Operational Resilience) preventing costly enforcement penalties.
- Quarterly Regulatory Horizon Briefings
- Regulatory Compliance Gap Diagnostics
- Policy Lifecycle Management & Standard Operating Procedures
Target Operating Model (TOM) Design
Aligning people, processes, and technology to ensure risk management accelerates commercial velocity rather than creating administrative bottlenecks.
- Risk Function Target Operating Model Blueprint
- Third-Party & Vendor Risk Management (TPRM) Matrix
- Incident Response & Business Continuity Plans (BCP)
Board-Level Reporting & Committee Support
Empower your board, audit committee, and institutional investors with transparent, data-driven risk insights that build stakeholder confidence.
- Monthly & Quarterly Executive Risk Dashboards
- Audit & Risk Committee Deck Preparation & Attendance
- Fundraising & M&A Diligence Defense Packs
HOW RMAAS OPERATES
A structured, low-friction operating model that protects your velocity.
Diagnostic & Gap Inventory
A rapid 4-week diagnostic evaluating policy architecture, supplier risk, and regulatory exposure against FCA and UK Corporate Governance benchmarks.
Framework Design & Embedding
Implementing Three Lines Model roles, designing Risk Appetite Statements, and establishing board-level risk reporting dashboards.
Fractional CRO Oversight & Assurance
Ongoing monthly risk committee advisory, quarterly regulatory horizon scanning, and direct support during investor due diligence.
RISK GOVERNANCE AS A COMMERCIAL ACCELERATOR.
Institutional buyers and venture funds don’t avoid risk — they avoid unmanaged risk. By embedding clear governance and independent oversight early, our clients move faster with total confidence.
SCHEDULE ADVISORY SESSION"Risk management is not about saying no — it is about engineering the organizational resilience required to take bolder, more strategic bets with absolute conviction."
ENGAGEMENT MODELS & RETAINERS
Flexible structures tailored to your growth stage, from immediate diagnostics to dedicated fractional leadership.
Diagnostic Sprint
A comprehensive 4-week diagnostic evaluating your current risk maturity, regulatory gaps, and operational vulnerabilities.
- Complete ERM & Governance gap analysis
- Top 10 strategic risk register & remediation plan
- Board-ready Risk Health Report
- Executive debrief with Managing Partner
Fractional CRO Retainer
Dedicated Chief Risk Officer advisory on an ongoing monthly retainer, serving as your strategic risk partner and board adviser.
- Designated Fractional CRO on call
- Quarterly Horizon Scanning & policy updates
- Monthly risk committee attendance & board pack preparation
- Continuous vendor & product risk reviews
- Regulatory & audit inquiry support
Strategic Advisory & M&A
Tailored institutional engagement for complex organizational restructuring, M&A due diligence, and regulatory remediation.
- Bespoke TOM transformation roadmaps
- Buy-side / Sell-side risk due diligence audits
- Regulatory remediation taskforce leadership
- Direct access to senior advisory network
FREQUENTLY ASKED QUESTIONS
Everything you need to know about Fractional Risk Management & Retainers.
READY TO STRENGTHEN YOUR GOVERNANCE?
Book a 60-Minute strategic risk discovery session. We will evaluate your regulatory exposure, operational controls, and recommend the right roadmap.